WHAT IT MEANS TO OUR CLIENTS

• Providing you with a clear understanding of your personal and financial goals.
• A clear plan to help you achieve your goals.
• Explaining everything in plain English.
• Growing your knowledge around financial matters to help increase your confidence in the decisions you make.
• Ongoing monitoring and reviewing of progress against your plan to make necessary adjustments along the way.
• Keeping you informed in a timely and accurate way.
• To be there for you to discuss any financial matters when you most need us.
• In volatile stock markets to help you rationalise your emotions and ensure you don’t make decisions you may come to  regret.
• Second opinion/sounding board on opportunities is it too good to be true? is it too good to pass up? Should I / can I afford it?

• To help you understand all the types of risk you face and take measured decisions that you are comfortable with.
• Reviewing both your investments and strategy on a regular basis.
• Ensuring that fund managers are keeping to their brief and investments are well enough diversified.
• Monitoring portfolios on a regular basis.
• Make changes whenever necessary, to capitalise on gains and buy into assets that are lower priced.
• Optimise the tax opportunities wherever possible .
• Performing Due Diligence on Fund Managers and Investment Providers and making recommendations of alternatives if a change is appropriate. As Independent Advisers we can access the whole of the market, so can ensure that we compare the very best alternatives with each other.

• Deal with the administration involved in taking out financial investments and products.
• Liaise with your Investment Companies, Banks,Building Societies, Solicitors and Accountants whenever required to ensure you save yourself time and money, and not having to duplicate effort and cost.
• Evaluate the costs and benefits of the investments and services you are getting to ensure you get real value for money from your overall service.

The value of units can fall as well as rise, and you may not get back all your original investment.

Tax Planning advice is not regulated by the Financial Conduct Authority.

Financial Future Associates LLP is an appointed representative of In Partnership the trading name of The On-Line Partnership Limited which is authorised and regulated by the Financial Conduct Authority

Approved by In Partnership FRN 192638 February 2025