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A capped rate potentially gives you the best of both worlds - you will benefit if interest rates go down as your mortgage payments will also go down, but if interest rates rise you will not pay more that the agreed 'ceiling' rate.

In practice the pay rate can be more than if you chose a discount or tracker mortgage, or even a fixed rate.

Not all lenders offer this type of deal so contact us if you are interested in this type of scheme.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Financial Future Associates LLP is an appointed representative of IN Partnership the trading name of The On-Line Partnership Limited which is authorised and regulated by the Financial Services Authority